The Bank of Canada policy rate sits at 2.25%, with inflation trends remaining the primary driver of future decisions.
Current forecasts suggest rates will stay mostly stable through 2026, reflecting cautious, data-dependent central bank policy.
Some projections allow a modest increase toward 2.50% late in 2026, still within the lower neutral range.
Housing costs, global conditions, and inflation control will limit aggressive moves, keeping Canadian interest rates relatively steady.
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