Homeownership: Expense or Smart Investment?

Buying a home costs $3,500–$5K monthly, depending on location and mortgage terms.
Each payment builds equity in a long-term asset that typically appreciates in value.
Homeowners gain stability, control, and tax advantages unavailable to renters.
Upfront expenses—down payment, closing fees, and maintenance—make buying a major financial commitment.
Market conditions and interest trends will shape affordability and investment potential ahead.