How Can First-Time Buyers Stay Financially Safe?

Start with a clear budget including mortgage, taxes, insurance, utilities, maintenance, and closing costs.
Get pre-approved for a mortgage to know your borrowing limit and show sellers you're serious.
Prioritize essential needs like location, bedrooms, and affordability over luxury features during home search.
Work with experienced real estate agents and mortgage professionals to navigate market trends and negotiations.
Plan for unexpected costs such as inspections, appraisals, and moving expenses to avoid financial surprises.