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  • Simple Strategies To Save On Your Mortgage

    Buying a house is a significant investment that impacts financial strategies. To become mortgage-free faster, consider strategies like finding the best mortgage through brokers who offer multiple options, choosing a home at the lower end of your price range, and opting for a variable rate mortgage for potential savings. Applying tax refunds to the mortgage can also reduce the payoff time and interest. Additionally, selecting the right insurance is crucial for protecting your investment. Consulting a financial advisor can help tailor decisions to your goals.

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  • Tariffs Shaking up Canadian Mortgage Plans!

    Tariffs Shaking up Canadian Mortgage Plans!

    Canadians juggle mortgages amid rates, tariffs, and economic uncertainty.

    Rates split opinions: 32% expect increases, 27% decreases, 29% think they’ll stay steady.

    Experts say advice is key to making confident, informed mortgage choices aligned with goals.

    Bank of Canada warns 2025–26 payments may rise 6–20%, varying by mortgage type.

    Experts urge personalized advice for renewals; builder confidence remains below 25/100 for all home types.

  • Edmonton Home Sales Climb in Early-Summer

    Edmonton Home Sales Climb in Early-Summer

    Edmonton avg. detached price: $565,496 YTD
    Detached sales ↑ 2.6% YoY; prices ↑ 6.4% YoY
    New listings ↑ 16.3% vs. June 2024.
    Despite a slowdown in townhomes, Edmonton’s housing market remains steady and opportunity-rich.
    Greater Edmonton Area offers opportunities as inventory grows into year's second half

  • BC Approves New Mortgage Act to Safeguard Borrowers

    BC Approves New Mortgage Act to Safeguard Borrowers

    Slide 1
    Big news 🏡: BC is replacing the old Mortgage Brokers Act with the new MSA.

    Slide 2
    MSA = stronger consumer protections, clearer broker rules, and tougher enforcement ✅.

    Slide 3
    It officially kicks in October 13, 2026, after a 15-month transition period ⏳.

    Slide 4
    Expect higher standards, better disclosure, and advice designed for YOUR best interests 💬.

    Slide 5
    During transition, always check your broker is registered using BCFSA’s “Find a Broker” tool 🔍.

  • Will Surrey Hit Its 5-Year Housing Target?

    Will Surrey Hit Its 5-Year Housing Target?

    Surrey exceeded its 2025 housing target by 53%, delivering 6,488 net new units.
    The provincial five-year target is 27,256 units; Surrey is ahead after year one.
    Over 13,100 units have permits issued and are progressing through construction stages.
    More than 45,100 rezoned units await construction, showing strong future development potential.
    Surrey implemented 30+ process improvements to fast-track approvals and support housing delivery.

  • 7 ways to get onto the property ladder in 2025

    First-time buyers face affordability challenges, especially in London and the South East, but various schemes can help. Options include low deposits from £5,000, Lifetime Isa bonuses, high loan-to-income mortgages, First Homes discounts, rent history-based loans, Rate Reducer deals on new builds, and shared ownership. 0% deposit mortgages exist but carry higher costs. Waiting for potential base rate cuts may improve affordability.

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  • Edmonton in Mid-Summer: Increased Home Choices for Buyers

    Edmonton in Mid-Summer: Increased Home Choices for Buyers

    Nearly **4,400** homes listed in July
    Listings ↓ **7.8%** year-over-year
    Home sales dipped ~0.5% MoM
    Buyers gain more market power
    Avg. price: ~$460K, ↑5% YoY

  • Happy Labour Day

    Happy Labour Day

    Happy Labour Day!
    Labour Day is a chance to honor and appreciate the hard work and contributions of workers in various industries.
    It's a chance to look back at workers' rights achievements and labor rights progress over time.
    Sending warm wishes on Labour Day to honor the dedication and contributions of workers everywhere.
    May your Labour Day be filled with rest, rejuvenation, and the satisfaction of a job well done.

  • Tariffs Rising, Rates Holding: BoC Plays the Waiting Game

    Tariffs Rising, Rates Holding: BoC Plays the Waiting Game

    Central bank held rates for the third straight time, keeping the overnight rate at 2.75%.

    Decision follows rising inflation (1.9%) and a strong job report (+83,800 jobs), reducing the likelihood of a cut.

    Ongoing U.S.–Canada trade tensions under Trump’s tariffs are creating uncertainty and upward inflation risks.

    Scotiabank and RBC predict no more cuts in 2025, while others still expect easing later this year.

    Next policy meeting is Sept 17 – eyes now on whether the economy slows or trade chaos worsens.

  • Why Bond Yields Matter to Your Mortgage

    Why Bond Yields Matter to Your Mortgage

    Bond yields guide mortgage rates—understanding them helps borrowers make smarter decisions.
    A bond yield shows how much return investors earn—like interest—for holding a bond.