The perfect opportunity to embrace your inner "foodie" and unbutton your pants at the dinner table!In Canada, post-Thanksgiving is all about creative cranberry sauce solutions. Cranberry sauce pancakes, anyone?It's that time when multiple ovens are a blessing. Turkey, pies, casseroles – less stress!
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Edmonton Set for Remarkable Growth by 2035
Edmonton ranked 4th with a score of **31** out of 40 for projected growth by 2035.
Scored 8 in natural growth, 8 in net migration, 6 in AI impact, 9 in climate resiliency.
Report cites youthful base, strong immigration, budget-friendly housing, and climate safety as key strengths.
High climate resiliency score dubs Edmonton a “northern climate haven.”
Edmonton stands out for growth potential over next decade. -
ਕੈਨੇਡਾ ਵਿੱਚ ਘਰ ਖਰੀਦਣ ਦੇ ਕਦਮ
54% ਕੈਨੇਡੀਅਨ ਅਗਲੇ ਪੰਜ ਸਾਲਾਂ ਵਿੱਚ ਘਰ ਖਰੀਦਣ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨ। ਘਰ ਮਾਲਕੀ ਲਈ ਵਚਨਬੱਧਤਾ, ਵਿੱਤੀ ਤਿਆਰੀ ਅਤੇ ਸਪਸ਼ਟ ਮਕਸਦ ਚਾਹੀਦਾ ਹੈ। ਮੁੱਖ ਕਦਮਾਂ ਵਿੱਚ ਆਪਣੇ ਜੀਵਨਸ਼ੈਲੀ ਲਈ ਘਰ ਮਾਲਕੀ ਠੀਕ ਹੈ ਜਾਂ ਨਹੀਂ, ਵਿੱਤਾਂ ਨੂੰ ਮਜ਼ਬੂਤ ਕਰਨਾ, ਡਾਊਨ ਪੇਮੈਂਟ (ਮੁੱਲ ਦੇ 5%-20%) ਲਈ ਬਚਤ ਕਰਨੀ, ਸਰਕਾਰੀ ਸਕੀਮਾਂ ਦੀ ਜਾਂਚ, ਹਕੀਕਤੀ ਬਜਟ ਬਣਾਉਣਾ, ਮੋਰਟਗੇਜ ਪ੍ਰੀ-ਅਪ੍ਰੂਵਲ ਲੈਣਾ ਅਤੇ ਪੂਰਾ ਸਮਾਂ ਦੇਣ ਵਾਲੇ ਰੀਅਲ ਐਸਟੇਟ ਏਜੰਟ ਨਾਲ ਮਿਲ ਕੇ ਆਪਣੇ ਬਜਟ ਅੰਦਰ ਘਰ ਲੱਭਣਾ ਤੇ ਬੋਲੀ ਲਗਾਉਣੀ ਸ਼ਾਮਲ ਹਨ।
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Edmonton 2026-2027: Steady and Balanced
Home sales and prices to grow gradually with steady demand.
Rental market remains healthy with balanced vacancy and modest rent increases.
Affordable pricing continues attracting first-time buyers and investors.
Construction expected to stay consistent across housing types.
Economy and housing supported by energy sector recovery.
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What You Need to Have Ready for a Mortgage Pre-Approval
For mortgage pre-approval with Access, prepare your social insurance number and two government-issued IDs (two primary or one primary and one secondary). Provide proof of income such as recent T4s, pay stubs, tax returns, or employment letters. Also, list assets like investments, down payment history, properties, and vehicles. Include liabilities such as mortgage statements, loans, credit card balances, support payments, and property tax bills.
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CMHC ਵੱਲੋਂ ਮੋਰਟਗੇਜ ਇੰਸ਼ੋਰੈਂਸ ਦੀ ਮੰਗ ਵਿੱਚ ਵਾਧਾ
CMHC ਨੇ 2025 ਦੀ ਸ਼ੁਰੂਆਤ ਵਿੱਚ ਘਰੇਲੂ ਮੋਰਟਗੇਜ ਇੰਸ਼ੋਰੈਂਸ ਦੀ ਮੰਗ ਵਿੱਚ 28% ਵਾਧਾ ਦਰਜ ਕੀਤਾ, ਜਿਸ ਦਾ ਕਾਰਨ ਘੱਟ ਵਿਆਜ ਦਰਾਂ ਅਤੇ ਨਵੇਂ ਫੈਡਰਲ ਨਿਯਮ ਹਨ ਜੋ 30 ਸਾਲ ਦੀ ਅਮੋਰਟਾਈਜ਼ੇਸ਼ਨ ਦੀ ਇਜਾਜ਼ਤ ਦਿੰਦੇ ਹਨ। ਮਲਟੀ-ਯੂਨਿਟ ਰਿਹਾਇਸ਼ੀ ਇੰਸ਼ੋਰੈਂਸ $31.4 ਬਿਲੀਅਨ 'ਤੇ ਮਜ਼ਬੂਤ ਰਹੀ, ਜ਼ਿਆਦਾਤਰ ਨਵੀਂ ਤਾਮੀਰ ਤੋਂ। ਹਾਊਸਿੰਗ ਮਾਰਕੀਟ ਦੀ ਗਤੀ ਹੌਲੀ ਹੋਈ, ਘਰਾਂ ਦੀਆਂ ਕੀਮਤਾਂ ਅਤੇ ਵਿਕਰੀ 2% ਘਟ ਗਈ। ਮੋਰਟਗੇਜ ਅਰੀਅਰਜ਼ 0.30% 'ਤੇ ਘੱਟ ਰਹੇ। CMHC ਦੀ ਨੈੱਟ ਆਮਦਨ $853 ਮਿਲੀਅਨ ਅਤੇ ਇੰਸ਼ੋਰੈਂਸ ਪੂੰਜੀ $11.9 ਬਿਲੀਅਨ 'ਤੇ ਰਹੀ।
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Time to Sell? Key Market Signals
Outgrowing or underusing your space signals it might be time to sell and move on.
A strong seller’s market boosts sale price, speed, and overall success of your listing. -
National Day for Truth and Reconciliation
National Day for Truth and Reconciliation honours survivors and raises awareness about their experiences.
It's a symbol of Canada's commitment to reconciliation with Indigenous communities.
Wearing orange shirts on this day symbolizes respect for survivors and raises awareness about residential schools.
May this day inspire a future where every voice is heard, and every spirit is healed.
Together, we can create a tomorrow filled with hope and endless possibilities. -
How to qualify for a mortgage with investment income
Qualifying for a mortgage primarily based on investment income can be challenging, as lenders typically focus on traditional income sources. However, some lenders offer "net worth mortgages," allowing borrowers to qualify based on liquid assets like stocks, bonds, and cash. Requirements vary by lender, with some, like Scotiabank, requiring a minimum of $250,000 in liquid assets. Working with a mortgage advisor can help navigate options, including alternative lenders, to find suitable financing based on an investment portfolio.
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Edmonton Home Prices May Increase 6% in Fall 2025
Slide 1
🏡 Edmonton home prices expected to rise 6% in 2025, but sales may drop 4%.Slide 2
Edmonton remains a seller’s market: strong sellers, buyers chasing limited inventory.
slide 3:
🚧 New construction is booming, yet many listings miss what buyers actually want or can afford.Slide 4
📉 Economic uncertainty tempers buyer confidence, but rising construction and renovation costs push buyers to act urgently.