Set clear goals to define your ideal home, location, and budget, guiding your savings plan.
Create a realistic budget, tracking income and expenses to allocate funds for your down payment.
Blog
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How to Save for Your Down Payment
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Strategies for a Stable and Resilient Financial Future
Financial experts help people navigate economic uncertainty through strategic planning and informed decision-making.Proper cash flow management, including separate accounts for expenses, is essential for business stability.
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BC Homeowners to Get a Break on Mortgages
Bank of Canada lowered its overnight lending rate, reducing mortgage payments for BC homeowners.Lower rates provide relief, but experts warn of ongoing economic uncertainty and housing affordability challenges.
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What does it mean to be ‘house poor’ and how can you avoid it?
The journey to home ownership can be exciting, but it's crucial to avoid being house poor. Consider all costs like mortgage, utilities, maintenance, and taxes. Use the 30% rule for housing expenses. Make a larger down payment to reduce monthly payments. If already house poor, options include refinancing, renting out space, or downsizing.
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Happy Easter
Easter is a Christian holiday that celebrates the belief in the resurrection of Jesus Christ.However, according to many theologians, Easter originally began before the arrival of Christianity.It is believed that Easter is named after the Anglo-Saxon goddess of the dawn and spring, known as Eostre.Examples of Easter traditions include Easter eggs and related games such as egg rolling and egg decorating.
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Buying First Home: Key Money Moves
Focus on financial readiness, not timing, to become a homeowner in 2025 despite market concerns.
Pay off debt and improve your credit score to qualify for better mortgage rates and options. -
First Advisor Meeting: Essential Preparation Steps
Define your financial goals by considering short-, medium-, and long-term priorities like saving, investing, or major purchases.Gather essential financial documents, including investment statements, insurance policies, mortgage details, and debt information for a clear financial picture.
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How to Protect Your Home From Ice Storm
Insulate pipes and maintain stable heating to prevent freezing and bursting during ice storms.
Keep gutters, grates, and drainage systems clear to avoid ice buildup and potential water damage. -
How Can Metro Vancouver Turn Tariffs Into Growth?
Metro Vancouver faces challenges due to a potential $43B GDP loss, but optimism shines through.
Natural resources still drive Metro Vancouver’s economy, making it resilient amid trade uncertainties.