{"id":73,"date":"2026-10-04T12:00:00","date_gmt":"2026-10-04T12:00:00","guid":{"rendered":"https:\/\/www.mannmortgages.com\/blog\/?p=73"},"modified":"2026-10-04T12:00:00","modified_gmt":"2026-10-04T12:00:00","slug":"british-columbia-mortgages-stand-apart","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/2026\/10\/04\/british-columbia-mortgages-stand-apart\/","title":{"rendered":"British Columbia Mortgages Stand Apart"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/paul-mann-4\/ontario-bc-mortgage-remotion-videos-dd73\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>British Columbia\u2019s mortgage landscape really is unique, and I see the impact of this every day working with clients across both BC and Alberta. In BC\u2019s high-cost markets, we\u2019re seeing more first-time buyers turn to joint mortgages\u2014bringing in parents or family as co-borrowers to make homeownership possible. This shift is changing how lenders assess applications, with more weight now on co-borrowing and even multi-generational living arrangements. It\u2019s also why early engagement and a tailored approach to credit data are becoming essential for lenders here. With mortgage renewal coming up for many, payment increases could affect everything from borrower mobility to lender switching. As someone who specializes in all types of mortgages and works with a wide range of lenders, I\u2019m seeing firsthand how BC-specific strategies and a customer-focused approach are more important than ever to navigate these changes.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>British Columbia\u2019s mortgage landscape really is unique, and I see the impact of this every day working with clients across both BC and Alberta. In BC\u2019s high-cost markets, we\u2019re seeing more first-time buyers turn to joint mortgages\u2014bringing in parents or family as co-borrowers to make homeownership possible. This shift is changing how lenders assess applications, [&hellip;]<\/p>\n","protected":false},"author":243,"featured_media":74,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-73","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/73","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/users\/243"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/comments?post=73"}],"version-history":[{"count":1,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/73\/revisions"}],"predecessor-version":[{"id":75,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/73\/revisions\/75"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/media\/74"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/media?parent=73"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/categories?post=73"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/tags?post=73"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}