{"id":20,"date":"2026-09-17T15:00:00","date_gmt":"2026-09-17T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/mannmortgages-com\/2026\/09\/17\/survey-shows-renewers-confidently-navigating-higher-mortgage-rates\/"},"modified":"2026-09-17T15:00:00","modified_gmt":"2026-09-17T15:00:00","slug":"survey-shows-renewers-confidently-navigating-higher-mortgage-rates","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/2026\/09\/17\/survey-shows-renewers-confidently-navigating-higher-mortgage-rates\/","title":{"rendered":"Survey Shows Renewers Confidently Navigating Higher Mortgage Rates"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>As someone who\u2019s been guiding clients through mortgage renewals and refinancing since 2010, I\u2019m seeing firsthand what a recent survey confirmed: more than 80% of Canadians renewing their mortgages since January 2025 have been met with higher rates. For nearly half, that means mortgage payments are now eating up 50% of their budget. Five-year fixed terms remain the top choice, but even younger homeowners aren\u2019t immune\u201490% of those aged 18-34 are also facing higher rates. The lending landscape is changing, and finding the right fit\u2014whether it\u2019s a first mortgage, second mortgage, or a creative solution like a HELOC or private mortgage\u2014matters more than ever. My approach has always been to work with a wide range of lenders, from big banks to private lenders, to make sure clients get tailored solutions that truly match their needs.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.canadianmortgagetrends.com\/mortgage-wire\/2026\/08\/16\/most-mortgage-renewers-report-higher-rates-survey-finds\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who\u2019s been guiding clients through mortgage renewals and refinancing since 2010, I\u2019m seeing firsthand what a recent survey confirmed: more than 80% of Canadians renewing their mortgages since January 2025 have been met with higher rates. For nearly half, that means mortgage payments are now eating up 50% of their budget. Five-year fixed [&hellip;]<\/p>\n","protected":false},"author":243,"featured_media":48,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-20","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/users\/243"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":0,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/media\/48"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/media?parent=20"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/categories?post=20"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/tags?post=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}