{"id":169,"date":"2026-11-07T10:00:00","date_gmt":"2026-11-07T10:00:00","guid":{"rendered":"https:\/\/www.mannmortgages.com\/blog\/?p=169"},"modified":"2026-11-07T10:00:00","modified_gmt":"2026-11-07T10:00:00","slug":"desjardins-mortgage-rates","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/2026\/11\/07\/desjardins-mortgage-rates\/","title":{"rendered":"Desjardins Mortgage Rates"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Fixed and variable mortgage rates are available with terms from six months to 10 years, including annually adjustable options. The prime rate is 4.70% and changes with the Bank of Canada\u2019s overnight rate. Fixed rates are stable; variable rates can fluctuate, increasing financial risk. Open mortgages permit penalty-free prepayments but have higher rates. Comparing APR, improving credit, and negotiating can help secure better mortgage deals.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.nerdwallet.com\/ca\/p\/best\/mortgages\/desjardins-mortgage-rates\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Fixed and variable mortgage rates are available with terms from six months to 10 years, including annually adjustable options. The prime rate is 4.70% and changes with the Bank of Canada\u2019s overnight rate. Fixed rates are stable; variable rates can fluctuate, increasing financial risk. Open mortgages permit penalty-free prepayments but have higher rates. Comparing APR, [&hellip;]<\/p>\n","protected":false},"author":243,"featured_media":170,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/169","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/users\/243"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/comments?post=169"}],"version-history":[{"count":1,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/169\/revisions"}],"predecessor-version":[{"id":171,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/169\/revisions\/171"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/media\/170"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/media?parent=169"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/categories?post=169"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/tags?post=169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}