{"id":124,"date":"2026-10-22T10:00:00","date_gmt":"2026-10-22T10:00:00","guid":{"rendered":"https:\/\/www.mannmortgages.com\/blog\/?p=124"},"modified":"2026-10-22T10:00:00","modified_gmt":"2026-10-22T10:00:00","slug":"fixed-mortgage-rates-rise-in-canada","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/2026\/10\/22\/fixed-mortgage-rates-rise-in-canada\/","title":{"rendered":"Fixed Mortgage Rates Rise in Canada"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/paul-mann-4\/fixed-mortgage-rates-continue-to-climb-as-borrowers-weigh-the-variable-discount-remotion-videos-5561\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Fixed mortgage rates moved higher as Canada\u2019s 5-yr bond yield climbed above ~3.5%, prompting several banks and lenders to raise select 3- and 5-yr offers.<br \/>\nGlobal rate increases, elevated oil and commodity prices, high debt and data-centre borrowing added pressure, while markets priced in ~1 point over the next 12 mo.<br \/>\nA current inflation report due October 19 may shape the central bank\u2019s next move; experts split between a hold and hikes in upcoming decisions.<br \/>\nMore borrowers shifted to variable mortgages as some offers ran &gt;1 point below comparable fixed rates; one broker estimated variable uptake above 60%.<br \/>\nSome borrowers chose variable because qualification could be easier; experts said the widening gap left Canadians eligible for variable but not fixed, highlighting qualification concerns.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Fixed mortgage rates moved higher as Canada\u2019s 5-yr bond yield climbed above ~3.5%, prompting several banks and lenders to raise select 3- and 5-yr offers. Global rate increases, elevated oil and commodity prices, high debt and data-centre borrowing added pressure, while markets priced in ~1 point over the next 12 mo. A current inflation report [&hellip;]<\/p>\n","protected":false},"author":243,"featured_media":125,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/users\/243"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/comments?post=124"}],"version-history":[{"count":1,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/124\/revisions"}],"predecessor-version":[{"id":126,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/124\/revisions\/126"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/media\/125"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/media?parent=124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/categories?post=124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/tags?post=124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}