{"id":10,"date":"2026-09-06T12:00:00","date_gmt":"2026-09-06T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/mannmortgages-com\/2026\/09\/06\/pandemic-era-renewals-are-here\/"},"modified":"2026-09-06T12:00:00","modified_gmt":"2026-09-06T12:00:00","slug":"pandemic-era-renewals-are-here","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/2026\/09\/06\/pandemic-era-renewals-are-here\/","title":{"rendered":"Pandemic-Era Renewals Are Here"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/paul-mann-4\/mortgage-anxiety-canada-remotion-videos-3f63\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Canada&#039;s final pandemic-era low-rate borrowers reached renewal, representing ~12% of outstanding mortgages and closing out the last major wave from 2021&#039;s ultra-low borrowing period.<br \/>\nA recent survey found 38% expected monthly payments to rise, 31% expected little change, and 17% expected a decrease at renewal nationally.<br \/>\nMost households were managing the transition, and widespread defaults had not materialized, even as one in three borrowers felt more anxious than before.<br \/>\nAmong borrowers expecting higher payments, 76% said household finances would feel pressure, yet 71% said they would not change living arrangements at renewal.<br \/>\nAt renewal, 43% planned to choose a fixed rate, 39% planned to assess all options, while 49% intended to stay with current lenders.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Canada&#039;s final pandemic-era low-rate borrowers reached renewal, representing ~12% of outstanding mortgages and closing out the last major wave from 2021&#039;s ultra-low borrowing period. A recent survey found 38% expected monthly payments to rise, 31% expected little change, and 17% expected a decrease at renewal nationally. Most households were managing the transition, and widespread defaults [&hellip;]<\/p>\n","protected":false},"author":243,"featured_media":38,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/users\/243"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":0,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/posts\/10\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/media\/38"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/media?parent=10"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/categories?post=10"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/wp-json\/wp\/v2\/tags?post=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}