{"id":817,"date":"2026-04-19T15:00:00","date_gmt":"2026-04-19T15:00:00","guid":{"rendered":"https:\/\/www.mannmortgages.com\/blog\/?p=817"},"modified":"2026-04-19T15:00:00","modified_gmt":"2026-04-19T15:00:00","slug":"canada-fixed-mortgage-rates-jump-fast","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/?p=817","title":{"rendered":"Canada Fixed Mortgage Rates Jump Fast"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/paul-mann-4\/rapid-mortgage-rates\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Lenders raised fixed rates by up to 30 basis points after bond yields surged.<br \/>\nCanadian 5-yr bond yield \u2191&gt;60 basis points, topping 3.2%, triggering rapid repricing.<br \/>\nFixed mortgage rates track bond yields, not just base interest rate.<br \/>\nYield drivers: oil prices, geopolitical uncertainty, expectations of longer tight monetary policy.<br \/>\nBorrowers face higher costs: new loans, renewals, and \u2193purchasing power.<br \/>\nHousing market already slowing with price corrections; high yields keep rates pressured.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Lenders raised fixed rates by up to 30 basis points after bond yields surged. Canadian 5-yr bond yield \u2191&gt;60 basis points, topping 3.2%, triggering rapid repricing. Fixed mortgage rates track bond yields, not just base interest rate. Yield drivers: oil prices, geopolitical uncertainty, expectations of longer tight monetary policy. Borrowers face higher costs: new loans, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":818,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-817","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/817","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=817"}],"version-history":[{"count":1,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/817\/revisions"}],"predecessor-version":[{"id":819,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/817\/revisions\/819"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/818"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=817"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=817"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=817"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}