{"id":811,"date":"2026-04-17T11:00:00","date_gmt":"2026-04-17T11:00:00","guid":{"rendered":"https:\/\/www.mannmortgages.com\/blog\/?p=811"},"modified":"2026-04-17T11:00:00","modified_gmt":"2026-04-17T11:00:00","slug":"mortgage-renewals-regain-control","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/?p=811","title":{"rendered":"Mortgage Renewals: Regain Control"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/paul-mann-4\/mortgage-renewals-uncertain-times\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Don\u2019t auto-sign renewal letters; lenders may not offer their best rates.<br \/>\nChoose terms by risk tolerance, not headlines: stability, flexibility, time in home.<br \/>\nSome pick 1\u20133 yr terms to \u201cwait and see,\u201d balancing pricing and future changes.<br \/>\nRenewal can restructure: amortization tweaks, debt consolidation, prepayment privileges for flexibility.<br \/>\nBuild budget buffer, lean on broker advice; stay proactive, informed, ask questions.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Don\u2019t auto-sign renewal letters; lenders may not offer their best rates. Choose terms by risk tolerance, not headlines: stability, flexibility, time in home. Some pick 1\u20133 yr terms to \u201cwait and see,\u201d balancing pricing and future changes. Renewal can restructure: amortization tweaks, debt consolidation, prepayment privileges for flexibility. Build budget buffer, lean on broker advice; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":812,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-811","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/811","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=811"}],"version-history":[{"count":1,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/811\/revisions"}],"predecessor-version":[{"id":813,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/811\/revisions\/813"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/812"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}