{"id":796,"date":"2026-04-11T12:00:00","date_gmt":"2026-04-11T12:00:00","guid":{"rendered":"https:\/\/www.mannmortgages.com\/blog\/?p=796"},"modified":"2026-04-11T12:00:00","modified_gmt":"2026-04-11T12:00:00","slug":"things-retirees-must-know-before-taking-a-mortgage-at-todays-lower-rates","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/?p=796","title":{"rendered":"Things Retirees Must Know Before Taking a Mortgage at Today&#8217;s Lower Rates"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Mortgage rates have recently eased but remain far from historic lows, currently around 6%. Retirees considering home loans should remember that mortgages are still debt and factor in potential extra costs like maintenance. Qualifying can be challenging due to income requirements, though Social Security income may help. Careful financial planning and thorough documentation are essential before applying for a mortgage in retirement.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.theglobeandmail.com\/investing\/markets\/stocks\/NVDA\/pressreleases\/628111\/3-things-retirees-must-know-before-taking-a-mortgage-at-todays-lower-rates\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates have recently eased but remain far from historic lows, currently around 6%. Retirees considering home loans should remember that mortgages are still debt and factor in potential extra costs like maintenance. Qualifying can be challenging due to income requirements, though Social Security income may help. Careful financial planning and thorough documentation are essential [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-796","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/796","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=796"}],"version-history":[{"count":1,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/796\/revisions"}],"predecessor-version":[{"id":798,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/796\/revisions\/798"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=796"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=796"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=796"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}