{"id":691,"date":"2026-02-28T14:00:00","date_gmt":"2026-02-28T14:00:00","guid":{"rendered":"https:\/\/www.mannmortgages.com\/blog\/?p=691"},"modified":"2026-02-28T14:00:00","modified_gmt":"2026-02-28T14:00:00","slug":"accessing-increased-home-equity-ways-to-raise-your-heloc-limit","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/?p=691","title":{"rendered":"Accessing Increased Home Equity: Ways to Raise Your HELOC Limit"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Homeowners with increased property values cannot automatically access added equity in their HELOC. To access it, they must request a loan modification with their lender, obtain a new HELOC from another lender, or refinance the existing HELOC, all requiring verification of current home value through appraisal or automated valuation. Approval depends on combined loan-to-value ratios, typically up to 80-95%. Benefits include financial flexibility and potential tax deductions, but risks involve fees, rising interest rates, and possible foreclosure.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.indexbox.io\/blog\/how-to-access-increased-home-equity-after-property-value-rises\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Homeowners with increased property values cannot automatically access added equity in their HELOC. To access it, they must request a loan modification with their lender, obtain a new HELOC from another lender, or refinance the existing HELOC, all requiring verification of current home value through appraisal or automated valuation. Approval depends on combined loan-to-value ratios, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-691","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=691"}],"version-history":[{"count":1,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/691\/revisions"}],"predecessor-version":[{"id":693,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/691\/revisions\/693"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=691"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=691"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}