{"id":529,"date":"2025-12-28T15:00:00","date_gmt":"2025-12-28T15:00:00","guid":{"rendered":"https:\/\/www.mannmortgages.com\/blog\/?p=529"},"modified":"2025-12-28T15:00:00","modified_gmt":"2025-12-28T15:00:00","slug":"guidelines-for-getting-a-mortgage-with-student-loans","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/?p=529","title":{"rendered":"Guidelines For Getting A Mortgage With Student Loans"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>You can qualify for a mortgage with student loan debt if your debt-to-income (DTI) ratio meets lender requirements, typically not exceeding 43%. Some loans, like physician mortgages or those with co-signers, may exclude student loans from DTI. Options to improve approval chances include income-driven repayment plans, adding co-borrowers, and exploring low down payment loans. Different mortgage programs have specific student loan guidelines. Paying off loans first depends on interest rates, DTI, and savings.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.bankrate.com\/mortgages\/mortgage-student-loan-guidelines\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>You can qualify for a mortgage with student loan debt if your debt-to-income (DTI) ratio meets lender requirements, typically not exceeding 43%. Some loans, like physician mortgages or those with co-signers, may exclude student loans from DTI. Options to improve approval chances include income-driven repayment plans, adding co-borrowers, and exploring low down payment loans. Different [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-529","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/529","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=529"}],"version-history":[{"count":1,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/529\/revisions"}],"predecessor-version":[{"id":531,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/529\/revisions\/531"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=529"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=529"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=529"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}