{"id":410,"date":"2025-11-15T11:00:00","date_gmt":"2025-11-15T11:00:00","guid":{"rendered":"https:\/\/www.mannmortgages.com\/blog\/?p=410"},"modified":"2025-11-15T11:00:00","modified_gmt":"2025-11-15T11:00:00","slug":"how-to-use-first-time-home-buyer-plans-twice-in-canada","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/?p=410","title":{"rendered":"How to Use First-Time Home Buyer Plans Twice in Canada"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>In Canada, first-time home buyer programs like the First Home Savings Account (FHSA) and the Home Buyers\u2019 Plan (HBP) allow individuals to qualify as first-time buyers multiple times. To be considered a first-timer again, one must not have owned a qualifying home for a specified period. The FHSA permits contributions of up to $8,000 annually, while the HBP allows borrowing up to $60,000 from an RRSP. Provincial programs have stricter definitions, often requiring no prior home ownership at all.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.nerdwallet.com\/ca\/p\/article\/mortgages\/use-first-time-home-buyer-twice-canada\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In Canada, first-time home buyer programs like the First Home Savings Account (FHSA) and the Home Buyers\u2019 Plan (HBP) allow individuals to qualify as first-time buyers multiple times. To be considered a first-timer again, one must not have owned a qualifying home for a specified period. The FHSA permits contributions of up to $8,000 annually, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-410","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/410","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=410"}],"version-history":[{"count":1,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/410\/revisions"}],"predecessor-version":[{"id":412,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/410\/revisions\/412"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=410"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=410"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=410"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}