{"id":407,"date":"2025-11-12T14:00:00","date_gmt":"2025-11-12T14:00:00","guid":{"rendered":"https:\/\/www.mannmortgages.com\/blog\/?p=407"},"modified":"2025-11-12T14:00:00","modified_gmt":"2025-11-12T14:00:00","slug":"your-tax-free-ticket-to-first-time-homeownership","status":"publish","type":"post","link":"https:\/\/www.mannmortgages.com\/blog\/?p=407","title":{"rendered":"Your Tax-Free Ticket to First-Time Homeownership!"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/paul-mann-4\/canada-fhsa-saving-account\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>FHSA lets first-time buyers save tax-free for a home, up to $8,000 in the first year.<br \/>\nContributions are generally deductible, but RRSP transfers to FHSA are not deductible.<br \/>\nFirst-time buyer status differs for opening vs. withdrawing from FHSA.<br \/>\nTo qualify, you and your spouse must not have lived in a qualifying home you owned in the past four years.<br \/>\nWithdrawal rules exclude the 30 days before withdrawal from the four-year residency check.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>FHSA lets first-time buyers save tax-free for a home, up to $8,000 in the first year. Contributions are generally deductible, but RRSP transfers to FHSA are not deductible. First-time buyer status differs for opening vs. withdrawing from FHSA. To qualify, you and your spouse must not have lived in a qualifying home you owned in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":408,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-407","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/407","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=407"}],"version-history":[{"count":1,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/407\/revisions"}],"predecessor-version":[{"id":409,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/407\/revisions\/409"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/408"}],"wp:attachment":[{"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=407"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=407"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mannmortgages.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=407"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}